Our 2 Cents

Debt and Divorce

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We all know how fairy tales are supposed to end. You find the person of your dreams, get married, and live happily ever after. For some people, this really does happen, but for millions of others, this fantasy is cut short. So many marriages end in divorce these days, and along with the pain that comes with marital separation, other challenges arise too.

Money problems cause conflict in many relationships, but what ...

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What Will You Do With Your Tax Refund?

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Tax day is almost here, and many people are eagerly waiting for their refunds from Uncle Sam. However, it’s important to take stock of your financial situation before making any decision on how to use your tax refund this year.

Take our poll today: What will you do with your tax refund?

online poll by Opinion ...
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Frugal Habits of an Immigrant Family

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Over the weekend, I was able to meet up with my good friend, Wendy, who I hadn’t seen since college.

During our conversation, we talked about how immigrant families tend to save money at much higher rates than many Americans. This is certainly true for Wendy, and she feels that the reason she saves so much is because she maintains the “immigrant mentality” towards money.

Knowing that I write for the Freedom Debt ...

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How to Choose a Debt Relief Company

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Dealing with debt is hard, but it’s not something you have to do alone. If you feel like you aren’t making progress and want to work with a debt relief company, here are some things to keep in mind.

Shop around.
It really pays to do your homework. Choosing a debt relief partner isn’t a decision you should take lightly. Take the time to do your research and choose a company that ...

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What Caused You To Go Into Debt?

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There are many reasons why people go into debt. Sometimes, it is  due to circumstances beyond their control. Other times, it stems from  poor financial habits. Whatever the reason, we need to recognize the root of the problem and actively work to resolve it. Otherwise, it is very easy to get stuck in the vicious cycle of debt.

Some of the top causes of debt include reduced income, little savings, medical expenses, divorce, and poor money management.

Take our poll today: What caused ...

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