Our 2 Cents

Budgeting for Back to School

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Summer is quickly coming to an end. Students are going back to school, and for many, that means it’s time for some back-to-school shopping. As a kid growing up, I remember how much I loved the shopping part of “going back to school”. I wanted to buy the coolest gear, mainly so that I could show off to my friends. Those pencils and folders from last season just wouldn’t cut it ...

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Will Debt Consolidation Make the Problem Worse?

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With so many competing opinions out there about debt relief, it’s hard to determine which route is the best to take when trying to resolve debt. The truth is – there isn’t one “best way” to do it. It really depends on your specific situation and what goals you are trying to achieve.

One of the most popular questions people ask us is, “Will debt consolidation help? I want to get ...

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How to Avoid Bankruptcy (Not Just the Financial Kind)

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People always categorize debt as simply a picture of one’s financial status. And I would be lying if I didn’t hear the sound of an inauspicious spin of Wheel of Fortune every time I hear the word bankrupt. We get it – when you owe your creditors thousands of dollars, you are in financial debt, of this there is no denying. But are there other areas of life where you ...

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What Happens To Credit Card Debt If You Move Abroad?

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Credit Card Debt – You can run but you can’t hide.

Sometimes, people acquire credit card debt because of poor decisions. Other times, it is a result of factors beyond their control. Regardless, unmanageable credit card debt is detrimental to financial health and needs to be dealt with.

So, what if you’ve amassed so much debt that it’s too overwhelming to pay off? Perhaps you just need a vacation from it all…for ...

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Save Money With A Staycation!

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No vacation? How about a staycation!?

Haven’t been able to afford your yearly vacation to Hawaii this year? Decided to skip the romp to the islands in order to save a few greenbacks? Was it more of a priority to take care of your outstanding debt that has been precariously looming over your head like a dark cloud? Well, good for you! But it’s never too late to have some fun too. ...

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