Archive for 'Budgeting'

Budgeting for Back to School

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Summer is quickly coming to an end. Students are going back to school, and for many, that means it’s time for some back-to-school shopping. As a kid growing up, I remember how much I loved the shopping part of “going back to school”. I wanted to buy the coolest gear, mainly so that I could show off to my friends. Those pencils and folders from last season just wouldn’t cut it ...

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Save Money With A Staycation!

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No vacation? How about a staycation!?

Haven’t been able to afford your yearly vacation to Hawaii this year? Decided to skip the romp to the islands in order to save a few greenbacks? Was it more of a priority to take care of your outstanding debt that has been precariously looming over your head like a dark cloud? Well, good for you! But it’s never too late to have some fun too. ...

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Save Money or Shop Local?

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Save money or shop local? Here is my case for community retailers.

Within the past year, I have read about three stories from the Atlantic Monthly concerning JC Penney’s decline.  While all different in scope (the second, brief article postured how the tea kettle featured on a billboard in California bore an abstract resemblance to Hitler), they all mentioned JC Penney’s continued slow and gradual march towards retail ruins because the ...

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Raising Financially Responsible Kids – 3 Essential Tips

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Want to raise financially responsible kids? Our first financial lessons often come from our parents.

Whether we realize it or not, kids notice how their parents spend and/or save money. So if you’re someone who is frugal, your child will likely consider that to be normal and have an early mentality set for financial frugality.

However, just because you are a financially responsible parent does not mean your kids will ...

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A 401 (What!?) Plan

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Yesterday I got a package in the mail labeled “Time Sensitive Transition Information Enclosed.” Since it was larger than a regular sized envelope and not from a bill collector, I quickly rushed to tear it open. After a cursory read with the words 401K plan, risk, diversify, vest, and blackout period popping out at me, I suddenly felt like I was in calculus with Charlie Brown’s teacher. In other words, what ...

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